RBC Avion Visa Infinite Review
- Written by
- Maya Reynolds
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RBC Avion Visa Infinite
Rated 2.9/5 stars.
Rewards
- 1pt Earn 1 Avion point for every $1 spent on the card.
- 1.25pt Earn 1.25 Avion points for every $1 spent on travel-related purchases, such as flights, hotels, and car rentals.
- Welcome Offer 30,000 Avion points and up to 20,000 additional points on a $5,000 spend within the first 6 months Terms and conditions apply.
- Annual Rewards $292 Learn how we calculate this.
- Annual Fee $120
- Minimum Income Required Personal: $60,000 Household: $100,000
Pros
- Extensive travel insurance coverage
- Exclusive travel experiences
- Valuable welcome bonus
- Can redeem points with airline of choice
Cons
- High annual fee
- High interest rate on unpaid balances
The RBC Avion Visa Infinite card offers ample access to exclusive events, offers, and travel perks. However, earn rates are relatively low and the card has an annual fee. Read more in our review.
Looking to earn rewards while you travel? The RBC Avion Visa Infinite boasts a generous rewards program, comprehensive travel insurance, and access to airport lounges worldwide so you can travel with ease.
How does it compare to other travel credit cards? Our complete RBC Avion Visa Infinite review gives you full details on RBC’s most popular travel credit card.
RBC Avion Visa Infinite: an overview
The RBC Avion Visa Infinite offers a range of premium features, including comprehensive travel insurance coverage, 24/7 concierge service, and an extensive network of airport lounges. Cardholders have access to RBC’s premium client services, too, including a dedicated relationship manager.
You can also choose to add additional insurance coverage, RBC Road Assist, identity theft protection, and more to your card.
RBC Avion Visa Infinite rewards
The RBC Avion Visa Infinite rewards program is based on Avion points. Cardholders can earn points with every eligible purchase made with the card.
How to earn rewards
Cardholders can earn 1 Avion point for every $1 spent on the card. There are also bonus points available for purchases made with participating partners. Cardholders can earn 1.25 Avion points for every $1 spent on travel-related purchases, such as flights, hotels, and car rentals, helping them to earn rewards even faster.
Avion point value
The value of Avion points will change depending on the purchase category and promotion. For example, Avion points can be redeemed for a plane ticket to any location in Canada or the U.S. (excluding Hawaii and Alaska) for 35,000 points, at a max ticket price of $750. Points values vary and are worth a maximum value of $0.02-$0.0233 for their Air Travel Redemption. It”s important to note that points will not cover taxes, surcharges, and fees, so tickets won’t be completely free. Other categories that Avion points can be redeemed for are other travel-related purchases, gift cards, merchandise, and charity donations. Point values under this category fall between 0.5 cents to 1 cent per point. However, these estimates are subject to change, so it’s best to check the RBC Rewards website or call the RBC Rewards centre for the most accurate information.
Welcome bonus of RBC Avion Visa Infinite
New cardholders can earn a welcome bonus of up to 55,000 Avion points, until November 27th, 2023. The first 35,000 points are earned upon approval of the card and the remaining 20,000 points if $5,000 in purchases are made in the first 6 months with the card.
The first 35,0000 points alone can get you anywhere in Canada and the U.S, excluding Hawaii and Alaska, with a max ticket value of $350. With the additional 20,0000, cardholders can purchase trips across North America and the Caribbean, with a max ticket value of $1,100. Although there are some restrictions, this is one of the best travel reward welcome bonuses we’ve seen. Points are simple to reem and can be used with any airline of choice, without any blackout periods.
How to redeem rewards for the RBC Avion Visa Infinite
To redeem Avion points earned with the RBC Avion Visa Infinite, cardholders can log into the RBC Rewards website or call the RBC Rewards center. Points can be redeemed for a variety of travel-related rewards, including flights, hotel stays, car rentals, merchandise, and charitable donations. The process of redeeming Avion points is straightforward and can be done easily through the RBC Rewards platform.
With 15,000 Avion points, you can redeem them for a variety of travel-related rewards through the RBC Rewards program. Depending on the specific reward and the time of year, you could potentially redeem them for:
- A one-way or round-trip flight within Canada or to the United States
- A one or two-night hotel stay
- Car rental for a few days
- A portion of a more expensive reward, such as a long flight or a luxury hotel stay
Keep in mind that the specific rewards available and the number of points required may change, so it’s best to check the RBC Rewards website for up-to-date information.
RBC Avion Visa Infinite eligibility
To be eligible for the RBC Avion Visa Infinite, you must have a personal annual income of at least $60,000 or a combined household income of $100,000. You must also be a resident of Canada and have at least a good credit score of 660+.
RBC Avion Visa Infinite interest rates and fees
Fees
- Annual fee: $120
- Foreign transaction fee: 2.5%
- Extra card fee: $50
- Cash advance fee: $3.50 (Canada) $5 (outside Canada)
Interest rates
- Purchases: 20.99%
- Cash advances: 22.99%
- Cash advances (Quebec): 21.99%
RBC Avion Visa Infinite perks
-
The Avion Collection
Gain access to exclusive offers for ski resorts, golf events, culinary experiences, and more.
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No blackout periods
Book flights with your Avion points on any airline with no blackout periods or seat restrictions.
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Extensive insurance
Get up to $1,500 in mobile device coverage, trip cancellation insurance, emergency medical insurance, and more.
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Visa Infinite Benefits
Skip the line at exclusive events and benefit from hotel and dining experience upgrades.
Compare RBC Avion Visa Infinite alternatives
RBC Avion Visa Infinite
- Welcome Offer 30,000 Avion points and up to 20,000 additional points on a $5,000 spend within the first 6 months
- Annual Rewards $292
- Annual Fee $120
- Minimum Income Required Personal: $60,000 Household: $100,000
American Express Cobalt Credit Card
- Welcome Offer Up to 30,000 Membership Points
- Annual Rewards $1029
- Annual Fee $155.88
- Minimum Income Required None
TD Aeroplan Visa Infinite
- Welcome Offer N/A
- Annual Fee $129 (first year waived)
- Interest Rates Purchases: 19.99%, Cash Advances: 22.99%
- Recommended Credit 740+
Our final thoughts
The RBC Avion Visa Infinite is best suited for frequent travellers who want to earn and redeem rewards for travel-related purchases. If you are looking for a comprehensive travel rewards card with premium features and a dedicated relationship manager, the RBC Avion Visa Infinite is a good choice.
However, the minimum income requirement is pretty high and so is the annual fee for only offering a points reward system and no travel vouchers.
Maya Reynolds
Maya is the former content strategist at WealthRocket, where she focused on article ideation, editing, and writing.