The Scotiabank Passport Visa Infinite wants to make sure that you use the passport in its name, designed to maximize your ability to collect Scotiabank Rewards. Besides statement credit and merchandise from retailers like Best Buy and Apple, you can redeem travel rewards, from flights and hotels to rental cars and vacation packages.
Scotiabank Passport Visa Infinite Review
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Frequently Asked Questions
The highest earn rate categories on this card include dining, entertainment, transit, and groceries. These purchases mimic the spending habits of the typical millennial.
However, the millennial cardholder here must have a well-established career to meet the high-income requirements to qualify for the card of $60,000 in annual personal income, $100,000 in personal income, or $250,000 in total assets by themselves or with the help of a member of their household.
The Scotiabank Passport Visa Infinite credit card comes with full travel and purchase insurance, rarely seen to the same extent in the Canadian credit card market.
Cardholders who travel can expect car rental insurance against theft or damage when they refuse the rental car company’s collision damage waiver. Other travel insurance types include flight delay, travel accident, travel emergency medical, lost or delayed baggage, hotel or motel burglary, and trip cancellation or interruption.
If that wasn’t enough, the Scotiabank Passport Visa Infinite extends manufacturer’s warranties on purchases by a year.
It also provides coverage against theft or damage of purchased items for up to 90 days. It also gives up to $100 in price protection reimbursement if an item is cheaper elsewhere in Canada, up to 60 days after purchase.
The short answer is yes. However, you will require credit history. You probably should’ve had a credit card at one point in your life because you won’t get approved with a credit score below the good to excellent range (740-850+).
You also won’t qualify for this card if you’re not a Canadian citizen or resident of the age of majority who makes $60,000 a year in personal income or has $250,000 in assets under management or whose household annual income is $100,000 or more.