Trupanion Review: Pet insurance with you in mind

How does Trupanion work?

Pet insurance companies generally offer competitive monthly plans called policies, and Trupanion operates no differently.

Trupanion insures any dog or cat between the ages of eight weeks and 14 years.

At first glance, pet owners may notice that this company is slightly more expensive than its competition. Still, Trupanion covers 90% of the costs to help pay for any ailment, without restrictions on hereditary or congenital issues.

The consistent monthly fee structure models itself on factors that consider your pet’s breed and age upon enrollment.

Surprisingly, insurance rates do not change as your pet gets older. That may sound too good to be true, but it’s not.

For example, if you were to insure an eight-week-old puppy, it will cost the same rate to ensure that puppy for its entire life.

The only catch is that the waiting period between signing your pet up and when the coverage kicks in is five days for injuries and 30 days for illnesses.

For over two decades, Trupanion has staffed hard-working pet lovers whose goal is to make sure your four-legged companion receives all the necessary attention by alleviating any financial burdens.

The remaining small portion on the vet bill is known as the annual deductible, which is the consumer’s responsibility to cover. It is important to note that regular checkups are not covered under any insurance policy as the deductible price heavily outweighs the cost of the appointment.

We know and fully understand how easy it is to get lost in the small print when all you are looking for is the best care available for your best friend.